Finance & HR · payments

Track your PayPal bills and renewals

PayPal, which describes itself as a financial technology company rather than a bank, lets people pay online and in stores, send and pool money, spread purchases with Pay in 4 or Pay Monthly, and hold savings or crypto through its app. Merchants pay per-transaction fees to accept PayPal Checkout, card payments, Venmo and Pay Later, and the same fee schedule covers invoicing, payouts and point-of-sale rates.

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Provider: PayPal
Website: paypal.com
Category: Finance & HR
Type: payments
Also searched as: paypal business

About PayPal

What people pay PayPal for

Online checkout (PayPal Checkout)
Card, Venmo and Pay Later acceptance
Invoicing
Payouts
Point-of-sale payments
Pay Later financing for shoppers

For: Consumers and businesses

PayPal pricing and billing

Pricing: Usage-based

US merchants pay 3.49% + $0.49 per PayPal Checkout payment and 2.99% + $0.49 per standard card payment, plus 1.50% on international sales.

As listed on PayPal's site on 7 November 2026 · official pricing. Prices change; confirm before you buy.

Tracking tip

PayPal bills for what you use, so the amount changes from month to month. Record what was actually charged when each payment lands; your payment history then shows real costs, and Insights (Pro) flags changes of 5% or more.

How to track PayPal in SysCost

SysCost keeps every PayPal subscription in one ledger with the rest of your tools, reminds your team before each renewal, and converts every currency into yours.

Step 1
Pick PayPal
Add a subscription, choose PayPal as its provider and give it your own name.
Step 2
Set the cycle
Enter the amount, currency, billing cycle and next payment date.
Step 3
Get reminders
In Slack, Discord, Telegram or email, days before each renewal.
Step 4
Record payments
Mark each one paid, failed or skipped; unpaid ones show as overdue.